SBI RD 2025 – Turn ₹2,500 Monthly into ₹97,000 in 3 Years

WhatsApp Group Join Now
Join Telegram Join Now

The State Bank of India offers a highly trusted Recurring Deposit (RD) scheme that encourages disciplined saving while ensuring complete security. By investing even a small amount like ₹2,500 per month, investors can steadily grow their corpus and enjoy guaranteed returns from India’s largest public sector bank.

How SBI Recurring Deposit Works

The SBI RD allows investors to deposit a fixed sum every month for a tenure ranging from 1 to 10 years. Interest rates generally range between 6.5% to 7.1% per annum, compounded quarterly, which allows your savings to grow efficiently over time. This scheme is risk-free as it is backed by the government and avoids market fluctuations.

Returns on SBI RD

Monthly DepositTenureInterest Rate (p.a.)Principal AmountInterest EarnedMaturity Amount
₹2,5003 Years7.1%₹90,000₹7,000₹97,000
₹2,5005 Years7.0%₹1,50,000₹18,000₹1,68,000
₹2,50010 Years6.8%₹3,00,000₹57,000₹3,57,000

The table above shows how small monthly contributions can grow into a meaningful corpus over different tenures. Longer-term RDs and reinvestment of interest further enhance returns, making SBI RD an attractive option for disciplined savers.

Benefits of SBI Recurring Deposit

  • Safe and reliable investment backed by India’s largest public sector bank
  • Easy online application via SBI Net Banking or YONO app
  • Flexible tenure selection from 1 to 10 years
  • Premature withdrawal and nomination facilities available
  • Compounded quarterly interest ensures steady growth over time

Conclusion

The SBI Recurring Deposit is an ideal instrument for individuals seeking a secure and systematic way to accumulate savings. With just ₹2,500 per month, investors can build a financial cushion over a few years, enjoy predictable returns, and cultivate disciplined saving habits, making it a perfect choice for both beginners and seasoned savers.

Disclaimer

This article is for informational purposes only. Interest rates are subject to change as per SBI policies. Investors should check official SBI sources or consult a financial advisor before investing.

Rayson Sir is an expert in government policies and schemes with six years’ experience. He shares authentic, detailed insights on the post office schemes, govt employees news, and other relevant government initiatives, helping readers stay informed with engaging and trustworthy information.

Leave a Comment

Missed Call
Join Now