LIC (Life Insurance Corporation of India) has introduced a new Fixed Deposit Scheme for 2025, offering a steady and reliable monthly payout for investors. With an investment of ₹1 lakh, this plan provides a fixed monthly income of ₹6,500, making it an attractive choice for individuals who prefer risk-free returns.
The scheme is designed to help people secure a predictable income stream. Whether you are a retired individual looking for stability, a salaried professional planning future goals, or someone seeking safe investments, this scheme offers financial certainty backed by one of India’s most trusted institutions.
Key Features of LIC FD Scheme 2025
- Minimum investment begins at ₹1 lakh
- Monthly payout of ₹6,500 assured
- Attractive fixed interest rates
- Flexible investment tenure options
- Eligibility open to all individuals including senior citizens
- Backed by LIC, ensuring security and trust
How the LIC FD Scheme Works
When you deposit ₹1 lakh under this scheme, you start receiving ₹6,500 every month as income. The returns are credited regularly, ensuring that investors do not need to manage or withdraw from the principal. This simple structure makes the plan particularly useful for people who need a consistent source of income without exposure to market risks.
Benefits of the LIC FD Scheme
- Predictable monthly returns, ensuring financial stability
- Safe and risk-free investment, guaranteed by LIC
- Flexibility in choosing the investment tenure
- Suitable for retirees, families, and individuals seeking extra income
- Possible tax-saving options available with certain FD categories
How to Apply for the LIC FD Scheme 2025
- Visit the nearest LIC branch or authorized office
- Complete the application form and provide necessary documents
- Deposit the required amount starting from ₹1 lakh
- Receive confirmation of enrollment and begin earning monthly income
Why This Scheme Stands Out
Unlike market-linked products that fluctuate with conditions, this FD offers guaranteed and transparent returns. LIC’s trusted name adds an extra layer of security, making it suitable for risk-averse investors. For those planning post-retirement income or supplementary household earnings, it presents a simple and dependable solution.
LIC FD Scheme 2025 at a Glance
| Feature | Details |
|---|---|
| Minimum Investment | ₹1 lakh |
| Monthly Income | ₹6,500 guaranteed |
| Interest Rate | Fixed, attractive rates |
| Payout Mode | Monthly credit |
| Security | Backed by LIC, government-owned |
| Eligibility | All individuals including senior citizens |
| Tenure | Flexible options available |
Final Verdict
The LIC Fixed Deposit Scheme 2025 is a secure and straightforward way to generate steady income. By investing ₹1 lakh, investors can receive ₹6,500 every month, offering a dependable alternative to market-based products. With LIC’s reputation and government backing, the scheme provides both safety and reliability, making it ideal for retirees and conservative investors who value stability over high-risk returns.
Disclaimer
This article is intended for informational purposes only. The exact details, terms, and conditions of the LIC FD Scheme 2025 should be verified through LIC’s official channels or authorized branches before making any investment decision.
